Kisan Credit Card for farmers-KCC Loan
Kisan Credit Card
KCC :- कैसे बनवाएं किसान क्रेडिट कार्ड, कौन -कौन से डॉक्युमेंट जरुरी है। कंहा से करे आवेदन।
सभी किसान भाईयो को KCC यर्थाथ किसान क्रेडिट कार्ड बहुत ही सहायक होती है। अगर आप KCC
के बारे में पहले से जान रहें है और इसका लाभ लेने की सोंच रहे है तो , यंहा दी जानकारी को अच्छी से पढ़ें ले।
और यदि आप KCC को अभी तक नहीं जान पांयें है , तो यंहा आप पूरी जानकारी ले पाएंगे।
KCC किसानो को दी जाने वाली सबसे काम ब्याज दर की लोन हे जो सिर्फ और सिर्फ किसानो को दी जाती है।
4 फीसदी की दर से मिलता हे लोन ( सालाना )
किसान भाई आप यह जान ले की वैसे तो लोन 9 %की दर से मिलता है , KCC आपको सभी से काम मात्र 4% की
वार्षिक दर से देती है। यह किसानो के फसल उपजाने के लिए आर्थिक मदद हो जाती है। तथा किसान फसल की बोवाई और कटाई सही समय पर ह जाती है।
1. 6 लाख तक का लोन बिना गारंटी के
किसान भाई यह जान लें की अगर आप यह जानना चाह रहे हैं की आप को KCC के अंतर्गत कितनी राशि तक मिल सकती है।
तो यह जान लें की 1 . 6 लाख तक का लोन के लिए आपको गारंटी के बिना मिल जाएगी। आप KCC में आवेदन कर लाभ ले सकते हैं।
3 साल में आप इसके जरिये 5 पांच लाख रुपये तक का लोन
आप KCC के लाभुक बनने के बाद इनके रकम को अपनी व्यवहार यर्थाथ सही समय पर लेन -देन कर
अपनी रकम की राशि महज 3 सालो में बढ़ाकर 5 लाख रूपये तक कर सकतें हैं।
आप अपनी जमीं की रकवा अधिक होने पर भी आपकी रकम की राशि अधिक हो सकती है।
सरकार अब करीब 2 . 5 करोड़ किसानो को KCC इशू करने जा रही है
भारत सरकार अब आगे KCC लाभार्थियों की संख्या में बढ़ोतरी करने जा रही है। सरकार आगे करीब 2 . 5 करोड़
किसानो को KCC किसान क्रेडिट कार्ड इशू करने जा रही है , ताकि अधिक से अधिक किसान इससे लाभान्वित हो सके।
KCC में कैसे 4 फीसदी दर ब्याज दर , जाने
ऐसे तो सभी बाकि लोन 9 % से मिलता है , लेकिन सरकार KCC पर 2 % की सब्सिडी किसानो को देती है। तो इस प्रकार यह 9 % से
कम होकर 7 % हो गया , और अगर किसान इस लोन को समय पर लौटा देते हैं तो उसे 3 % की और छूट मिल जाती है।
इस शर्त पर यह कहें की किसान लोन KCC महज 4 % ब्याज दर होती है।
किसान क्रेडिट कार्ड KCC के लिए PM-KISAN में खाता होना जरुरी है
KCC के लिए किसान को PM-KISAN में खाता होना आवश्यक है , ऐसे तो सभी किसानो के PM-KISAN में खाता है।
और अगर नहीं है तो PM-KISAN में रेजिस्टर कर ले। अधिक जानकारी के लिए यंहा क्लीक करें।
कैसे करे आवेदन Kisan Credit Card for farmers
किसान के लिए ऑनलाइन और ऑफलाइन दोनों तरीके से आवेदन कर सकते हैं
ऑनलाइन आवेदन
ऑनलाइन आवेदन के लिए किसान जो PM – KISAN में रेजिस्ट्रेशन करा चुके हैं , जिन्हें
2000 की क़िस्त आ रही है। वे KCC के पोर्टल पर अप्लाई करे। नया आवेदन के लिए आप मुख्य पोर्टल पर जाएँ और
अप्लाई न्यू KCC पर क्लिक करें। यंहा पर आप अपना आधार नंबर लिखे ,( PLEASE INPUT YOUR AADHAAR NUMBER)
आधार नंबर लिखने के बाद SUBMIT करे। यंहा पर आप देखेंगे की KCC फॉर्म खुल जाती है और किसान की ढेर सारी डिटेल पहले से ही भरी मिल जायगी , और कुछ भरना पड़ेगा।किसान आय आवेदन अपनी नजदीकी प्रज्ञा केंद्र /CSC से आवेदन करा सकतें हैं।
ऑफलाइन आवेदन
ऑफलाइन आवेदन के लिए किसान PM – KISAN के पोर्टल से डाऊनलोड KCC फॉर्म
पर क्लिक कर फॉर्म डाऊनलोड कर ले , और इसे पूरी तरह भरने के बाद जमीं के फ़िलहाल कटी रसीद
के साथ बैंक में जमा कर दें। फॉर्म डाऊनलोड करने के लिए यंहा क्लीक करें।
कौन – कौन से डॉक्यूमेंट जरुरी है
KCC में आवेदन करने के लिए जरुरी है –
PM – KISAN में रजिस्ट्रेशन या खता होना
जमीं के हाल का रसीद
क्षेत्रिये बैंक में खाता होना है
कौन – कौन से बैंक में मिल सकता है
KCC लोन लेने के लिए किसान का क्षेत्रीय बैंक में खाता होना जरुरी है , जैसे SBI , BOI IDBI इत्यादि।
Kisan Credit Card for farmers is really very helpful.
PM kisan ka paisa kaise check kare apane mobile par
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